Switching your mortgage made simple with our remortgage solutions
REMORTGAGE SOLUTION EXPLAINED
Whether you’re in Aberdeen, London, or anywhere in the UK, our expert team provides clear, friendly remortgage advice
Remortgage solutions are ideal if your current mortgage deal is coming to an end. Whether you want to lower monthly repayments, release equity, or secure a better interest rate, we’re here to help.
At Hay-House Financial Services, we make remortgaging simple. We help homeowners save money, gain flexibility, and find new mortgage deals that work for their goals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Remortgage solutions involve switching your existing mortgage to a new one—either with your current lender or a different provider. This gives you access to better rates, more suitable terms, or additional funds. Here’s why people choose to remortgage:
- Secure a better rate after a fixed-term deal
- Reduce monthly mortgage payments
- Release funds for home improvements
- Consolidate multiple debts
- Unlock equity from your property
We’ll explain all your options clearly and help you select the best remortgage solution for your needs.
When should you consider remortgage solutions?
Knowing when to act is key. You might benefit from remortgaging if:
- Your fixed, tracker, or discount rate is about to expire
- You want to avoid your lender’s standard variable rate (SVR)
- Your home has increased in value, improving your loan-to-value ratio
- You need extra funds for renovations or major purchases
- You want to consolidate debts into one affordable payment
Hay-House remortgage benefits
Expert Mortgage Advice
We search across a wide range of lenders to find the remortgage solution that’s right for you—not just one that’s convenient.
Personalised Savings Calculations
We’ll show you how much you could save, now and over the full mortgage term.
Hassle-Free Administration
From paperwork to solicitor coordination, we manage the details for a smooth and stress-free process.
Timely Reminders
We’ll contact you before your deal ends so you can avoid being rolled onto a higher SVR.
Can I remortgage before my current deal ends?
Yes, though early repayment charges may apply. We’ll help you weigh up the costs and benefits. Ideally, begin the process about 6 months before your rate expires.
What are the costs involved in remortgaging?
Costs may include legal fees, valuation fees, and exit charges. However, many lenders offer fee-free or cashback deals to help offset these expenses.
How long does the remortgage process take?
It typically takes 4–8 weeks, depending on your lender. We’ll handle the process and keep you informed throughout.
Why choose our remortgage solutions?
At Hay-House Financial Services, we tailor every remortgage solution to suit your life, not just your lender’s checklist.
- Access to a wide range of lenders for real choice
- Experienced, jargon-free advice from real people
- A strong focus on saving you time and money
- Friendly, personal service that puts your goals first
Ready to Explore Remortgage Solutions?
Let’s find out how much you could save—or gain—by switching your mortgage. Our friendly team is here to help. Contact Hay-House Financial Services today for expert advice on your remortgage.
Call us on 07502 523238 or Email sl@hay-house.co.uk to book your consultation today for expert, financial advice you can trust.